UNIQUE THIRD-PARTY OWNER FINANCING PROGRAM FOR REALTORS

Expend Your Pool of Potential Clients up to 300% by Saying ‘YES’ to Buyers with Bed Credit

Scale up your real estate business by helping buyers with bed credit get the home of their choice. With third-party owner financing, your clients can buy any single-family home in loanable condition that is listed for sale on the market, while you make the full commission.

Get Certified to Use Our Program in 3 Easy Steps

Our NO CREDIT CHECK program empowers you to work with ALL homebuyers, specifically those that cannot qualify for a home loan. Make the dream of home ownership a reality for credit challenged clients that otherwise could not qualify.

Complete Data Form

Once complete, you can then reserve a seat to our class.

STEP   1

Attend a Class

Attend our 90 minute realtor certification course.

STEP   2

Mass Market

Learn how to mass market and generate more leads.

STEP   3

Don’t Take Our Word For It.HERE ARE SOME AWESOME CLIENT WINS…

“We had given up on home ownership due to bad credit situation. It was when we heard of TL Global. They helped us buy a home even when we had been turned down repeatedly by banks.”

Aicha (Home Buyer)

We bought our first home with owner financing after moving to America just 11 months earlier. We are now enjoying the home with their 3 beautiful children. We are so grateful.  

Angel & Francis (Home Buyer)

“I was referred to TL Global by my loan officer, Rick as I couldn’t qualify for a bank loan. I was able to finally get my dream home on the water in Galveston.”

Barbara (Home buyer)

“My husband and I were both divorced; therefore, ourcredit wasn’t the best. As newlyweds, we wanted our ownhome. TL Global helped us. We are happy to say this: We’re are the proud owners of a homewe can call our own.

Cindy (Home Buyer)

“I worked hard all the time, but I had no credit. It was hard trying to get a house. TL Global made it easy. They do everything! They thought of everything. This is a nice organization; they’re friendly, warm, and genuine “

Keith (Home Buyer)

“I had cosigned loans to help relatives buy a car, and they defaulted. I couldn’t qualify, but TL Global helped me. I never even had to meet with the investor who owner financed the home to me. I was able to move in and start my home business immediately.”

Mary (Home Buyer)

“’I didn’t want to live in an apartment forever, but being self-employed, my income was sometimes up, sometimes down, and sometimes, I even lost money! My credit was very good, but banks always wanted to see two years of tax returns and stable income. I couldn’t show that. TL Global helped my buy a home with owner financing. I was able to refinance with a bank after about a year. “

Carol (Home Buyer)

A Unique Owner Financing System to Help Your Credit-challenged Clients Buy Any Texas Home Listed on The Market

TL Global, a real estate training agency, teaches families to leverage a unique third-party owner financing system to buy any home* listed on the market in Texas.


Any Home

Unlike other alterative financing programs, our system enables families to buy any single-family home from the MLS. The buyer must have Realtor representation to use our program.

Full Commission

50/50 is the most common commission split, but what if your take away was up to 80%? With our system, you earn more commission for every referral.

Easy Onboarding

The only requirement to join our program is to complete our Realtor Certification after a 90-minute training and pass a competency test.

Rubberstamp Process

We use a proven rubberstamp process and do the same thing over and over. It speeds up the process and leaves no room for missteps or confusions.

Credit Rebuild

Our system helps struggling families get back on their feet by getting them in their dream home and reporting timely payments to credit bureaus to help them rebuild credit.

No Credit History

Our system does not discriminate based on the home buyers’ credit history. We have helped foreign nationals, self-employed professionals and those with bad credit.

All Credit Qualifies

Self-employed people are welcome. We recognize that they are the backbone of the American economy and that they should be appreciated instead of penalized.

Support

We have a team of experts including title inspectors, mortgage brokers and mortgage note servicers to help you and your clients buy a home without any hassles.

Here’s How Our Program STANDS OUT


Our system stands out from a typical owner financing program where your clients need to choose from a limited inventory of homes, make balloon payments and pay pre-payment penalties.

In our program, your clients can buy any single-family home (in loanable condition) listed on the market for sale. They make fixed monthly instalment payments just like a pre-approved buyer. It helps them rebuild credit. And, they can refinance with a conventional lender any time without paying pre-payment penalties.

Our system stands out from a typical owner financing program where your clients need to choose from a limited inventory of homes, make balloon payments and pay pre-payment penalties.

In our program, your clients can buy any single-family home (in loanable condition) listed on the market for sale. They make fixed monthly instalment payments just like a pre-approved buyer. It helps them rebuild credit. And, they can refinance with a conventional lender any time without paying pre-payment penalties.

  • Buy any single-family home listed on the market. The home must be in loanable condition and your client must be able to put at least 15%-20% down.
  • ​Your clients can pay down your owner financing loan just like a conventional mortgage with a fixed monthly instalment in up to 30 years.
  • ​No pressure. Your clients can pay off the loan without worrying about pre-payment penalties. No Balloons.
  • ​A note servicing agency reports their monthly payments to credit bureaus. So, our program helps them rebuild their credit.
  • ​They commit to a fixed, single-digit interest rate. No balloon payments like other owner financing and rent-to-own programs require them to make.

WE LOVE IT WHEN FAMILIES WHO’VE GIVEN UP ON HOME OWNERSHIP ARE ABLE TO BUY A HOME WITH OUR PROGRAM…

I had been trying to buy a home for years, but was turned down due to student loans and some bad credit. Then I approached TL Global. They did a great job. I am in my new home. 

Gwen (Home Buyer)

“I am a licensed Realtor. I recently approached TL Global to help one of my clients who couldn’t buy a home. TL Global was able to help. The client was so happy! Thank you Til for your help. “

Germania Crook (Licensed KW Realtor)

“After 3 years of being unable to qualify for a home loan, my realtor referred her to Til Lowery, who helped my to finally buy my “miracle home”. I am so thankful”

Angela (Home buyer)

“I and my family relocated from California. We were turned down for a mortgage due to self-employed. We used TL Global to get owner financing on a brand new home..”

Araceli (Home Buyer)

“We bought our first home with owner financing after moving to America just 11 months earlier. We are now enjoying the home with our 3 beautiful children. Thank you TL Global. 

Angel & Francis

We have a big family with six kids, so it was very important for us to have a home. We are very grateful to TL Global for making this a possibility for us after we were denied a loan everywhere.

Dinorah Gilbert

Who is Owner Financing for?


Many people don’t qualify for a mortgage. If any of your potential clients are not able to qualify for a home loan due to:

  • Lack of text returns, 
  • ​Divorce,
  • ​Bankruptcy,
  • ​Foreclosure,
  • ​Self-employment,
  • ​Non-verifiable income,
  • ​Student loan defaults,
  • ​Medical bills,
  • ​Tax lien or judgement,
  • ​Employment gap,
  • ​Foreign nationality,
  • ​Identity theft, or
  • ​Any other reason that damaged your credit. 

Then the 3rd-Party Owner Financing IS FOR THEM!

Get Certified

Many people don’t qualify for a mortgage. If any of your potential clients are not able to qualify for a home loan due to:

  • Lack of text returns, 
  • ​Divorce,
  • ​Bankruptcy,
  • ​Foreclosure,
  • ​Self-employment,
  • ​Non-verifiable income,
  • ​Student loan defaults,
  • ​Medical bills,
  • ​Tax lien or judgement,
  • ​Employment gap,
  • ​Foreign nationality,
  • ​Identity theft, or
  • ​Any other reason that damaged your credit. 

Then the 3rd-Party Owner Financing IS FOR THEM!

Get Certified

Rent-to-Own Vs. Owner Financing


Most motivated buyers turn to alternative financing methods such as RENT-TO-OWN after getting denied a mortgage. But these methods may not be the best choice because…

  • ​No freedom to buy a home of their choice.
  • Balloon payments, high interest rates, ​short-term loans, pre-payment penalties.  
  • ​​They don’t get the title in your name immediately.
  • ​​Uncertainties, ​lack of uniformity in legal and financial compliances, ​​AND LACK OF TRANSPERANCY.

Until now…the only options for families struggling with credit were programs such as rent-to-own where they didn’t have the freedom to choose a home of their choice.  

But, now it’s possible to buy any home in any neighborhood of Texas with 3rd-party owner financing.

The 3rd-party owner financing is a PROPRIETARY PROGRAM for families who want to STOP renting and become home owners, but are unable to due to their CREDIT SITUATION.  

Most motivated buyers turn to alternative financing methods such as RENT-TO-OWN after getting denied a mortgage. But these methods may not be the best choice because…

  • No freedom to buy a home of their choice.
  • ​Balloon payments, high interest rates, ​short-term loans, pre-payment penalties.  
  • ​​They don’t get the title in your name immediately.
  • ​​Uncertainties, ​lack of uniformity in legal and financial compliances, ​​AND LACK OF TRANSPERANCY.

Until now…the only options for families struggling with credit were programs such as rent-to-own where they didn’t have the freedom to choose a home of their choice.  

But, now it’s possible to buy any home in any neighborhood of Texas with 3rd-party owner financing.

The 3rd-party owner financing is a PROPRIETARY PROGRAM for families who want to STOP renting and become home owners, but are unable to due to their CREDIT SITUATION.  

3rd-Party Owner Financing Vs. Regular Owner Financing 


Imagine your clients randomly approaching a home seller and asking him or her to finance their home purchase. In today’s hot market, their offer will be instantly rejected most of the time. The reason is most owners don’t want to carry the loan! They don’t know your client and they don’t want to take the risk. Looking for that special owner out of dozens of possible homes can be almost impossible.

Your client might find an owner who will carry the loan, but it might not be the right house! After all that trouble, they should at least get a house that fits your needs. If the seller is desperate to sell the house with owner financing, it might be because it is overpriced or in poor condition.

That’s where 3rd-party owner financing is different. Your clients can choose any single-family home of your choice listed for sale on the market, provided that it’s in loanable condition and listed for at least $150,000.

Loan officers, title agents and note servicers will be assigned to your clients and everything will be in writing. You must be certified to help a credit-challenged buyer purchase a home with our program.

Here is how the third-party owner financing works: 

  • Your client decides on a home with your help
  • ​​An investor from our network buys this home for your client
  • ​​The investor owner finances that home to your client
  • ​​Your client gets the title transferred in your name on closing